Consumer Lending

Grow your lending portfolio and be there for your customers when they need financial flexibility.

Trusted By The World's Best

td logo
Canada Life logo
Mastercard Logo
Members First logo

Deliver financial flexibility when customers need it most

Move beyond broadcast messages and provide personal loan offers during key life moments. Deliver personalized experiences, like pre-approval offers, and rate information that drives conversion and shows customers you’re there for them.

Cross-sell to credit card revolver customers.

Debt consolidation is cited as the number one reason an individual considers taking a personal loan. Home renovation projects are ranked as the second reason.

Pre-approval offers for high-value customers.

Customers who apply for a personal loan entirely online have the highest customer satisfaction score compared to non-digital segments.

Complimentary, moment-driven nudges to drive line of credit utilization.

Line of Credit super-prime borrowers only use 5.6% of available credit on average, while prime borrowers only use 27.5%.

Resources For You


Where Are You On the Personalization Spectrum?

The era of one-size-fits-all digital experiences is over. Customers expect brands to tailor experiences to their unique preferences, needs, and situation — and banks and credit unions must rise to the challenge. Many banks and credit unions pride themselves on giving financial services a “human touch,” thanks to friendly and helpful branch employees. Digital personalization replicates that human touch at scale, wherever customers do their online and mobile banking.

Read More >

How to Reboot the Economy After COVID-19

Banks and credit unions have quickly become a source of much-needed stability amid an economic storm. As unemployment skyrockets and retirement savings dwindle due to the COVID-19 pandemic, financial institutions increasingly serve as gateways of trust to small business loans, stimulus checks, and other government aid. Many are also helping customers directly by deferring mortgage payments or waiving fees on accounts.

Read More >
Photo of Barry Gekiere

A Tribute to Barry Gekiere: A Champion & Builder of the Canadian Startup Ecosystem

Last week our startup community lost Barry Gekiere, a champion of Canadian innovation, an entrepreneurial mentor, and an incredible human being. Flybits was fortunate to know him as he was an early member of our Board of Directors, and was instrumental to me personally when navigating through the early stages of building a startup in University, to positioning the company for rapid growth.

Read More >

Customize the solution for your bank or credit union’s lending journey.