Day: October 18, 2019

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Rebecca Engelberg

The Brandless Credit Card: How Banks Can Maintain Relevance in the Face of Disintermediation

When it comes to methods for carrying out everyday financial transactions, consumers are spoiled for choice, with a plethora of newer digital payment methods on offer. The problem is that many of these methods make the underlying transaction invisible, removing banks from the customer interface. Digital wallets, online subscription services, and P2P payment apps are the tip of the iceberg when it comes to offerings that let consumers transact without seeing or thinking about the underlying cards or bank accounts they’re using.

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